Start Planning!

The first step is a 45-minute intro call. The goal is simple: understand what’s driving your urgency and whether Trella is the right fit.

We’ll identify your 1–2 biggest pain points—most often around:

If we both agree it’s worth exploring, we’ll clarify your goals and gather the details needed to solve the pain points you shared—especially around income, taxes, and investments.

At the end of Step 2, we’ll decide collectively whether it's a good fit work together and sign our New Client Agreement to begin building your financial plan.

To us, your financial plan is our guide.

At this point, we’ll present your plan based on your goals and the priorities uncovered in Steps 1–2. Your plan integrates three core areas:

Once the plan is clear, we work directly with you to implement the recommendations in the order of your priority.

Implementation commonly includes aligning investments to the plan (including tax-aware positioning across accounts), opening/transferring accounts, rebalancing, coordinating retirement plan and benefit elections, debt decisions, and protection planning.

We utilize outside partners for the insurance and estate process to minimize conflicts of interest.

Retirement planning isn’t “set it and forget it.” We’ll meet twice per year to keep your plan current and coordinated across income, taxes, and investments as life and markets change.